Track every dollar, scan receipts instantly, and get AI-powered advice that actually understands your finances.
Free forever · Pro from $6.00/mo · Cancel anytime in App Store or Google Play
A complete personal finance suite — built around an AI that actually knows your numbers.
A real-time score built from your own data — savings rate, bill consistency, emergency fund coverage, and mindful spending. Know exactly where you stand.
Say "Spent $12 on lunch, feeling good" and AI logs the transaction — extracting amount, category, and even your mood. No tapping required.
Personalized AI insights delivered fresh after every transaction — warnings, spending patterns, savings tips, and achievements based on your actual numbers.
Know exactly how many months of life you can cover. Track safety tiers — Survival, Comfort, and IQ Best — with guidance to reach the next level.
Photograph any receipt and AI extracts the merchant, amount, date, and category in seconds. Expenses logged before you put your phone away.
Never miss a payment. Track recurring bills, monitor income flows, and get reminded before anything hits your account.
No bank connection. No credit card. Just add a few transactions and your AI-powered score is ready instantly.
Free for 14 days · No payment details required
No bank connections. No card syncing. You control what goes in.
Sign up with email or social login. 14-day free trial starts instantly — no payment details needed.
Log transactions manually, scan receipts with your camera, or set up recurring bills and income flows.
IQ-Wallet analyses your data and gives you a financial health score with actionable breakdown.
Your cognitive feed and AI advisor deliver personalised tips, spending patterns, and investment ideas — all based on your real data.
Free forever — no card required. Unlock AI features with a 14-day trial. Cancel anytime in App Store or Google Play.
Free
Forever free · no card needed
Annual
From $6.00/mo · billed once a year
Monthly
Billed monthly · cancel anytime
Prices shown in USD. Actual price may vary by country and currency. Subscriptions auto-renew. Cancel in App Store / Google Play settings at least 24 hours before renewal. Payments processed by Apple & Google.
Not financial advice. IQ-Wallet is a personal finance tracking tool, not a regulated financial adviser, broker, investment adviser, or tax counsellor. AI-generated insights and the IQ Financial Score are for informational purposes only and must not be relied upon as professional financial, investment, tax, or legal advice. Always consult a qualified professional before making financial decisions. IQ-Wallet is not registered with or regulated by any financial services authority.